US payment processing

Stripe Fee Calculator

Estimate Stripe fees and your net payout, or calculate what to charge to receive a target amount. Based on Stripe's standard US card pricing.

Calculate your Stripe fee

What do you want to calculate?
Standard US domestic card rate

2.9% + $0.30 per successful transaction

Additional fees that apply

Estimated net payout

$96.80

Estimated Stripe fee
$3.20
Effective fee rate
3.20%
Rate used
2.9% + $0.30

The estimated Stripe fee is deducted from the charge.

Fee = charge × total percentage rate + $0.30

Stripe fees used by this calculator

For businesses based in the United States on Stripe's standard pricing, domestic card transactions cost 2.9% + $0.30. Stripe lists an additional 0.5% for manually entered cards, 1.5% for international cards, and 1% when currency conversion is required.

Rates checked September 12, 2026 against Stripe's official pricing page. Custom pricing, other payment methods, Stripe products, refunds, disputes, taxes, and payout fees are not included.

Example: a $100 domestic card payment

The percentage fee is $2.90 and the fixed fee is $0.30. The estimated total fee is $3.20, leaving an estimated net payout of $96.80.

Example: a $100 international card payment

Adding Stripe's published 1.5% international-card fee produces a 4.4% rate plus $0.30. The estimated fee is $4.70, leaving $95.30 before any currency-conversion charge.

How to calculate Stripe fees

For a forward calculation, use fee = amount charged × total percentage rate + $0.30. Your estimated payout is the amount charged minus the fee.

To receive a target payout after fees, use required charge = (desired payout + $0.30) ÷ (1 − total percentage rate). To receive approximately $100 at the standard domestic rate, charge about $103.30.

How much is the Stripe fee for $100?

At the standard US domestic card rate, the estimated Stripe fee on $100 is $3.20. International cards, manually entered details, currency conversion, custom pricing, or a different payment method can change the result.

Why can the effective rate exceed 2.9%?

The fixed $0.30 charge increases the effective percentage, especially on small transactions. Additional international, manual-entry, or currency-conversion charges can increase it further.

Who pays the Stripe processing fee?

The processing fee is deducted from the amount collected by the business. A seller can account for that cost when setting prices, but this calculator does not determine whether adding a surcharge is permitted by card-network rules or local law.

Assumptions and limitations

  • This calculator is for standard US card pricing in USD.
  • The selected additional rates are added to the 2.9% base rate.
  • Displayed amounts are rounded to two decimal places; Stripe may round components differently.
  • Always verify the pricing shown in your own Stripe account before making a decision.

Last reviewed: September 12, 2026 · See an issue? Request a correction.