Stripe fees used by this calculator
For businesses based in the United States on Stripe's standard pricing, domestic card transactions cost 2.9% + $0.30. Stripe lists an additional 0.5% for manually entered cards, 1.5% for international cards, and 1% when currency conversion is required.
Rates checked September 12, 2026 against Stripe's official pricing page. Custom pricing, other payment methods, Stripe products, refunds, disputes, taxes, and payout fees are not included.
Example: a $100 domestic card payment
The percentage fee is $2.90 and the fixed fee is $0.30. The estimated total fee is $3.20, leaving an estimated net payout of $96.80.
How to calculate Stripe fees
For a forward calculation, use fee = amount charged × total percentage rate + $0.30. Your estimated payout is the amount charged minus the fee.
To receive a target payout after fees, use required charge = (desired payout + $0.30) ÷ (1 − total percentage rate). To receive approximately $100 at the standard domestic rate, charge about $103.30.
How much is the Stripe fee for $100?
At the standard US domestic card rate, the estimated Stripe fee on $100 is $3.20. International cards, manually entered details, currency conversion, custom pricing, or a different payment method can change the result.
Why can the effective rate exceed 2.9%?
The fixed $0.30 charge increases the effective percentage, especially on small transactions. Additional international, manual-entry, or currency-conversion charges can increase it further.
Assumptions and limitations
- This calculator is for standard US card pricing in USD.
- The selected additional rates are added to the 2.9% base rate.
- Displayed amounts are rounded to two decimal places; Stripe may round components differently.
- Always verify the pricing shown in your own Stripe account before making a decision.
Last reviewed: September 12, 2026 · See an issue? Request a correction.